Inexperienced Insurance Agent vs Knowledgeable Advisor – Zero Deductible Health Insurance

Inexperienced Insurance Agent vs Knowledgeable Advisor – Zero Deductible Health Insurance

Who’s best qualified to help you with your health insurance needs? An agent or an advisor? Every year prior to the Open Enrollment period insurance companies hire thousands of new temporary agents. Many with only a few months of experience, and they only know about the policies they are allowed to sell – and sometimes […]

Read More

Health Insurance : How Does Medical Insurance Work?

Health Insurance : How Does Medical Insurance Work?

Hello my name is Vic Schumacher. The company is HPE Financial Services and I understand that you’re trying to understand how medical insurance works. Medical insurance provides protection in the event that you need to have medical coverage or medical attention. Medical policy is purchased from an insurance company. That policy has a deductible and […]

Read More

California Department of Managed Health Care – Independent Medical Review (IMR)

California has the strongest patient’s right laws in the nation. The California Department of Managed Health Care’s Help Center can help ensure you get the care you are entitled to. What do I do if my health plan denies care that I need? The Department of Managed Health Care’s Help Center can provide an Independent […]

Read More

Health Insurance : How to Buy Health Insurance

Health Insurance : How to Buy Health Insurance

Hello my name is Vic Schumacher. The company is HPE Financial Services. It’s my understanding, you want to learn how to buy health insurance. It’s a pretty generic concept, the idea is, how do you go out and buy a car? What do you want on the car? What can you afford in the car? […]

Read More

Health Insurance : How to Pass the Life & Health Insurance Exam

Health Insurance : How to Pass the Life & Health Insurance Exam

Hello my name is Vic Schumacher. The company is HPE Financial Services. For those people who are interested in turning and learning how to pass a health insurance or a life insurance exam, my suggestion to you is contact the state where you live. Have them send to you a study manual and it goes […]

Read More

Health Insurance 101: Types of Plans (Health Insurance 2/3)

Health Insurance 101: Types of Plans (Health Insurance 2/3)

Meet Susie. Susie is a recent college graduate and first-time employee trying to understand health insurance. She’s just finished our first “Health Insurance 101” video, so she understands on a basic level how health insurance works. However, she remains baffled by the general jargon of health insurance: HMO, Gold Plan, the list goes on and […]

Read More

Medical Doctor Opposes Healthcare Reform Bill

Medical Doctor Opposes Healthcare Reform Bill

now a dollar dot they’re leaning toward i think she’s against healthcare reform but we’ll find out how she’s against proposal reliance and guys sheath has written bro brightly web sites including big government dot com you’re black world dot com and new media journal dot u_s_ so doctor george for the winter he came […]

Read More

Health Insurance : How Does Dual Health Insurance Work?

Health Insurance : How Does Dual Health Insurance Work?

Hello, my name is Vic Schumacher. The company is HPE Financial Services. It’s my understanding, you’re trying to understand, how dual health insurance works. By definition, dual health insurance, is when there are two different policies, one from one carrier, one from another carrier. One becomes the primary. One becomes the secondary. The companies can […]

Read More

Compare Kaiser HMO vs Blueshield PPO- health insurance- what are advantages and dissadvantages

Compare Kaiser HMO vs Blueshield PPO- health insurance- what are advantages and dissadvantages

Let’s take a look at a comparison of Blue Shield of California and Kaiser health plans. Both are the most popular plans in California and in some zip codes these are the only plans available for consumers. I will mainly compare the Kaiser HMO plan with Blue Shield PPO plan make sure to watch this […]

Read More