Hi this is Troy Gonzales with Good Neighbor Insurance. Today I’m going to be talking about two plans on the IMG GMMI long-term international health insurance. Today I’m going to be giving you a quick overview of two plans – the IMG GMMI Gold long-term health insurance and the IMG GMMI Gold Plus long-term health insurance. So let’s get right into it. It’s a great plan. It’s one of our top recommendations for those who are working abroad long-term, volunteering overseas, serving as missionaries overseas, those who are working with churches, organizations such as nonprofit jobs, NGO jobs and so on. So the reasons it’s got excellent coverage. They are the two middle plans of the GMMI series, Gold and Gold Plus insurance. So they are high options which means medical coverage up to 5 million. It’s great. There’s medical evacuation included and much more, including wellness. There are 2 areas of coverage: worldwide, which has coverage all around the world and you get up to six months of coverage in the U.S. By the way, I have another video about U.S. coverage and networks, so you can see that in the description below. The other area of coverage is worldwide excluding. So it will exclude coverage in the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan. There’s maternity coverage you can add. It comes in the form of a rider. There’s a 12 month waiting period. And I have another video about that too, if you want to see that in the description below. Now that’s the same for the Gold insurance and the Gold Plus plan. So now let’s take a look at the differences between the two. Let me go ahead and get the brochure out for you. So over here is on page six the brochure. Here’s the gold. You can see here’s 36 months of coverage, and beginning the first day of the 37th month. This is the first three years of the plan. This is the fourth year and on of the Gold insurance plan. Over here is the Gold Plus. So if you want to do a comparison of the changes that happen after the 3rd year, you can just look at the Gold and Gold Plus here. So if we look down, we can see here is the same, here is the same, but we see a change here and if you go down, you also see a change here and so on. So again this is page 6 of the brochure.You can take a look at the differences there. If you’re thinking of going overseas long-term, pretty much indefinitely, we would definitely recommend the IMG Gold Plus long-term insurance. If you’re thinking of going a couple years, the Gold may be a better option for you, the IMG Gold long-term insurance plan. So there you have it. There’s the basic overview. Now we have more videos, like I said, and more information online. So let me go ahead and get the link for you. And, if you ever have questions, we love to help you out, so just let us know.